This is the complete text of an e-mail I got from Lora Chandler this morning. I think this explains everything.
"Below is a post I placed on Woodweb yesterday after getting some emails about why we didn't have insurance and also some negative comments about whether we should even try to rebuild since we probably don't know how to run a business anyway. I know I don't have to answer things like that, but I thought your friends on the forums you have contacted might have similar questions. If you would like to post this message from me on the forums you are a member of, please do. It's up to you. Here it is:
Our fire was caused by lightning. We had two direct hits between our office area and the paint booth. We don't know exactly how it began. We only know the hits must have exploded something very close to flammable material because the fire traveled very very fast. The fire departments in our entire county responded within 5 minutes, but all they could do was control the burn. I know you are all wondering about why we didn't have insurance and how stupid we must be to let that happen. But, I can only tell you that for twenty years, we had insurance and never had a claim. Last February, Joe had to have surgery and before he left the hospital ten days later, he had four surgeries due to complications from the first one. It has been a long and very difficult recovery. He is doing better, but this situation came on the heels of one of our major customers telling us they were moving their furniture interests and purchasing to China and would no longer be buying furniture from us. This was a blow to our sales that we are still in the process of trying to overcome. Our expenses were still high while our income was suddenly/immediately significantly lower. Our ability to keep our cash flow stable during this past year has been nonexistent. We had to lay off some employees and reduce our spending to the bare bones and that included insurance for which the premiums were too high to pay and we couldn't borrow the money. We prayed we wouldn't have a fire and we have been so careful to observe safety measures in order to prevent the possibility of a fire; but our prayers were not answered and a fire occurred through no mistakes or fault of our own. There is so much more to this story, but I don't have the energy to tell it all. We are living with chaos and it will be that way until cleanup is finished. We are trying to go forward, trying to find hope and each person who encourages us with a kind word, a prayer, or five dollars is an angel in my opinion. Thank you to all who have posted concern. We are deeply grateful. Joe and Lora Chandler; Chad and Shannon Chandler; and all employees of Pioneer Woodworkers, Inc. Portales, NM"
Nancy (85 days)