Apparently spoken by someone with engineering expertise?
Those terms bring back my days in Architectural Design about 50 years ago, about which I remember very little.
With these exceptions, a beam can have a distributed load across it's length in the horizontal orientation OR a concentrated load.
The distributed load would be like a floor joist, supported at either end.
A concentrated load would be like a support beam with an intersecting cross beam on top.
Or a shop crane with a hoist at the center:
This "beam" is made from 2 - 2 X 6's spaces apart with support posts at either end.
It was for lifting these 3/8" thick steel plates, truck cabs and engines weighing less than 1000 lbs.
What need to be understood in designing a beam are the forces at play within the beam itself.
The bottom flange in an "I" beam is in tension, trying to be pulled apart.
The top flange is in compression, trying to be pushed together.
Wood is not a strong in tension as it is in compression and will fail be breaking along the lower edge first when overloaded.
Steel has very different properties, like yield strength and modulus of elasticity, neither of which I remember much about.
I really enjoyed those engineering classes, but didn't think I'd ever use that technical information.
I always consulted and actual structural engineer when I needed that expertise.