Join Date: Jul 2008
Location: Dickinson, Tx. / Somerville, TX
This is an odd situation. It may have something to do with the fact that you are zoned commercial. I would think you would be able to get a private policy and like most non-commercial policies, there would be the exclusion that commercial application of the property would not be covered. I am just guessing, I am not an insurance savvy person.
I like the OP, would want my investment covered. I have had non-commercial policies when I ran my hobby shop from a bay in a rented mini-storage building. I think it was Progressive at the time.
Retired woodworker, amongst other things, Sold full time cruising boat and now full time cruising in RV. Currently in Somerville, Tx